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Monarch Money
Budgeting and net-worth app with AI insights.
😴 The lazy way to use it
All your accounts in one place, with budgets and AI summaries of your spending.
Good for
budget apptrack spending
Prices and free plans change often. Check Monarch Money's own website for the current details before you pay.
Prompts to try in Monarch Money
Simple monthly budget
Turn your income and spending into a clear budget with realistic savings.
Subscription clean-up
Find out which subscriptions to keep, pause or cancel.
Explain this bill or payslip
Paste a confusing bill, payslip or contract line and get it explained simply.
Savings plan for a goal
How much to save each month to reach a goal by a date.
Compare two offers or contracts
Phone plans, insurance, loans, gym memberships: which one is actually cheaper?
Script to get a lower bill
What to say to your internet, phone or insurance company to get a better price.